Zip Code 32409 — Panama City, FL
32409 is a ZIP Code associated with Panama City, FL, located within Bay. 32409 ranks #8 out of 12 ZIP codes in Bay County by population (and #683 out of 1,011 in FL). The area supports an estimated population of 11,113 residents across Data Pending housing units, with a population density of 33.9 people per square mile.
WorldPlaceData database updated: October 2026
📍 View location on OpenStreetMap (30.334470, -85.705160)
| Data Metric | Local Statistic |
|---|
| Postal / Zip Code | 32409 |
| Primary City | Panama City |
| State / Province | FL |
| County | Bay |
| Total Population | 11,113 |
| Median Household Income | Data Pending |
| Total Housing Units | Data Pending |
| Population Density | 33.9 people/sq mi |
| Timezone | America/Chicago |
How 32409 Compares
| Metric | ZIP 32409 | Bay County | FL State Average |
|---|
| Population | 11,113 | 186,434 (Total) | 22,412,596 (Total) |
| Average ZIP Income | Data Pending | N/A | N/A |
| Population Density | 33.9 /sq mi | -- | -- |
| County Pop Rank | #8 of 12 | -- | -- |
Nearby ZIP Codes
| ZIP Code | City | Distance | Population | Median Income |
|---|
| Zip 32444 | Lynn Haven | 7.4 mi | 21,459 | N/A |
| Zip 32405 | Panama City | 9.5 mi | 29,984 | N/A |
| Zip 32407 | Panama City Beach | 10.4 mi | 16,404 | N/A |
| Zip 32413 | Panama City Beach | 11.0 mi | 15,453 | N/A |
| Zip 32408 | Panama City | 12.4 mi | 18,832 | N/A |
Data Sources & Methodology: Geographic coordinates and ZIP Code assignments are derived from underlying geographic and postal datasets. Note that ZIP Codes are USPS postal delivery areas, while Census ZCTAs are statistical approximation areas. Read full methodology →